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New Account Application* (PDF)
Reconciliation Form* (PDF)

*To view these files, you must have the Adobe© Acrobat Reader©, which you may download here for free.

Personal Deposit Rates

Personal Checking Account Rates

APY* is accurate as of July 25, 2017

Type of Account Minimum Balance Required to Obtain APY* Interest Rate APY*
Personal Interest Checking up to - $2,499.99 0.01% 0.01%
  $2,500.00 - $9,999.99 0.02% 0.02%
  $10,000.00 - $24,999.99 0.03% 0.03%
  $25,000.00 - $49,999.99 0.03% 0.03%
  $50,000.00 - $99,999.99 0.04% 0.04%
  $100,000.00 and over 0.04% 0.04%
Gold 50 Interest Checking up to - $2,499.99 0.01% 0.01%
  $2,500.00 - $9,999.99 0.02% 0.02%
  $10,000.00 - $24,999.99 0.03% 0.03%
  $25,000.00 - $49,999.99 0.03% 0.03%
  $50,000.00 - $99,999.99 0.04% 0.04%
  $100,000.00 and over 0.05% 0.04%

*APY = Annual Percentage Yield

Rates are subject to change at any time without notice.
Interest Rates and APY's are offered on accounts accepted and opened by the Bank
Interest rates and APY's for checking and savings accounts are variable and may change after the account is open.
Fees may reduce earnings.
Personal Interest Checking minimum balance to open the account is $495.00.
Gold 50 Interest Checking minimum balance to open the account is $10.00.

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Savings Account Rates

APY* is accurate as of July 25, 2017

Type of Account Minimum Balance Required to Obtain APY* Interest Rate APY*
Personal Savings up to - $2,499.99 0.01% 0.01%
  $2,500.00 - $9,999.99 0.02% 0.02%
  $10,000.00 - $24,999.99 0.02% 0.02%
  $25,000.00 - $49,999.99 0.02% 0.02%
  $50,000.00 - $99,999.99 0.04% 0.04%
  $100,000.00 and over 0.06% 0.06%
Money Market Savings up to - $2,499.99 0.01% 0.01%
  $2,500.00 - $9,999.99 0.02% 0.02%
  $10,000.00 - $24,999.99 0.03% 0.03%
  $25,000.00 - $49,999.99 0.04% 0.04%
  $50,000.00 - $99,999.99 0.05% 0.05%
  $100,000.00 and over 0.07% 0.07%
Premier Money Market Account up to - $2,499.99 0.01% 0.01%
  $2,500.00 - $9,999.99 0.02% 0.02%
  $10,000.00 - $24,999.99 0.03% 0.03%
  $25,000.00 - $49,999.99 0.04% 0.04%
  $50,000.00 - $99,999.99 0.06% 0.06%
  $100,000.00 and over 0.08% 0.08%

*APY = Annual Percentage Yield

Rates are subject to change at any time without notice
Interest Rates and APY's are offered on accounts accepted and opened by the Bank
Interest rates and APY's for checking and savings
Fees may reduce earnings.
Personal Savings minimum balance to open the account is $100.
Money Market Savings minimum balance to open the account is $995.00.
Premiere Money Market Savings minimum balance to open the account is $4,995.00.

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CD Specials **

APY* is accurate as of July 25, 2017

Term Minimum Opening Balance Interest Rate APY*
7 Month $2,500 0.15% 0.15%
11 Month $2,500 0.20% 0.20%

*APY = Annual Percentage Yield

Rates are subject to change at any time without notice
Fees may reduce earnings.

** Certificates Of Deposit & Retirement Accounts have minimum opening deposit requirements of $1,000.00. CD Specials have minimum opening deposit requirements of $2,500.00. Public Funds are excluded from Specials. Interest rates and APY's for time deposits are fixed for the term of the account. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal.

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Certificate of Deposit and Retirement Account Rates

APY* is accurate as of July 25, 2017

Term (In Months) 3 mo. 6 mo. 12 mo. 24 mo. 36 mo. 48 mo. 60 mo.
Minimum Balance Required to Obtain APY* (below)              
$1,000.00 - 2,499.99 3 mo. 6 mo. 12 mo. 24 mo. 36 mo. 48 mo. 60 mo.
Interest Rate N/A 0.02% 0.12% 0.23% 0.51% 0.61% 1.11%
APY* N/A 0.02% 0.12% 0.23% 0.51% 0.61% 1.11%
$2,500.00 - 9,999.99 3 mo. 6 mo. 12 mo. 24 mo. 36 mo. 48 mo. 60 mo.
Interest Rate N/A 0.04% 0.15% 0.27% 0.53% 0.64% 1.13%
APY* N/A 0.04% 0.15% 0.27% 0.53% 0.64% 1.13%
$10,000.00 - 29,999.99 3 mo. 6 mo. 12 mo. 24 mo. 36 mo. 48 mo. 60 mo.
Interest Rate N/A 0.10% 0.20% 0.30% 0.60% 0.71% 1.21%
APY* N/A 0.10% 0.20% 0.30% 0.60% 0.71% 1.21%
$30,000.00 - 69,999.99 3 mo. 6 mo. 12 mo. 24 mo. 36 mo. 48 mo. 60 mo.
Interest Rate N/A 0.11% 0.21% 0.31% 0.61% 0.72% 1.22%
APY* N/A 0.11% 0.21% 0.31% 0.61% 0.72% 1.22%
$70,000.00 - 99,999.99 3 mo. 6 mo. 12 mo. 24 mo. 36 mo. 48 mo. 60 mo.
Interest Rate N/A 0.12% 0.22% 0.32% 0.62% 0.73% 1.23%
APY* N/A 0.12% 0.22% 0.32% 0.62% 0.73% 1.23%
Over $100,000.00 3 mo. 6 mo. 12 mo. 24 mo. 36 mo. 48 mo. 60 mo.
Interest Rate N/A 0.13% 0.23% 0.34% 0.63% 0.74% 1.24%
APY* N/A 0.13% 0.23% 0.34% 0.63% 0.74% 1.24%

*APY = Annual Percentage Yield

Rates are subject to change at any time without notice.
Interest Rates and APY's are offered on accounts accepted and opened by the Bank
Fees may reduce earnings.

*To obtain an "Annual Percentage Yield" (APY) for terms not shown, please ask us to calculate it for you. If you invest in a certificate, the APY for the term you select will be shown on your Truth-in-Savings Disclosure. Ask us for further details.

** Certificates Of Deposit & Retirement Accounts have minimum opening deposit requirements of $1,000.00. CD Specials have minimum opening deposit requirements of $2,500.00. Public Funds are excluded from Specials. Interest rates and APY's for time deposits are fixed for the term of the account. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal.

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